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All of the above types of coverage are subject to the deductibles and limits stated in your specific Rental Property policy. Your deductible is the amount you’ll pay for a covered loss before your landlord insurance kicks in.
The liability portion of a Rental Property insurance policy may help you pay for another person’s medical bills or your legal expenses if someone else is injured on your rental property and you’re found responsible.
Extra Rental Property coverages to consider
Depending on the neighborhood, geographic area or condition of your rental, you may want to consider adding on some optional coverages to your landlord policy. These coverages may include: