Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
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Our Team

Our Hardworking Team is 
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Meet Our Team Of Professionals

When it comes to insurance, having an agent who values you as a person and utilizes their industry expertise is crucial. Cornerstone Agency Services, with locations in Pennsylvania, New Jersey, and Florida, is committed to providing personalized service and using all available resources to protect what matters most to you. 

Our agents are not only well-versed in various policy types, but also skilled at safeguarding your valued assets.

FRED MILBERT

MANAGING PARTNER, 
SENIOR INSURANCE ADVISOR
ELKINS PARK, PA OFFICE
Direct: (215) 805-9177 EXT. 4444
Toll Free: (888) 499-2762 ext. 4444

STEPHEN R. BRENNAN

SENIOR INSURANCE ADVISOR, PARTNER, DIRECTOR OF COMMERCIAL LINES
ELKINS PARK, PA OFFICE
Direct: (267) 918-4391

MICHAEL ELLIS

MANAGER OF BUSINESS OPERATIONS
Information & Marketing
Office: (717) 898-5982 ext. 6222
Toll Free: (888) 499-2762 ext. 6222

FRANK CHACKLER

INSURANCE ADVISOR
BRANCH MANAGER
MOORESTOWN, NJ OFFICE
Mobile: (856) 313-7190
Office: (856) 499-5191 ext. 3002
Toll Free: (888) 499-2762 EXT. 3002

CURT RHOADES

INSURANCE ADVISOR
BRANCH MANAGER
LANCASTER, PA OFFICE
Office: (717) 898-5982 ext. 5982
Toll Free: (888) 499-2762 ext. 5982

GUILLERMO PEREZ

INSURANCE ADVISOR
BRANCH MANAGER, 
PHILADELPHIA, PA & TAMPA, FL OFFICE
Mobile: (215) 806-7965
Office: (267) 678-1705 EXT.  2001
Toll Free: (888) 499-2762 EXT. 2001

GARY TALERICO

INSURANCE ADVISOR
BRANCH MANAGER
EBENSBURG, PA OFFICE
Office: (814) 615-7992 EXT. 9001
Toll Free: (888) 499-2762 ext. 9001

DEBBIE ECKENRODE

INSURANCE ADVISOR
BRANCH MANAGER
ALTOONA, PA OFFICE
Office: (814) 979-1480 EXT. 9101
Toll Free: (888) 499-2762 ext. 9101

MELANIE GARMAN - SHAFFER

INSURANCE ADVISOR
BRANCH MANAGER
MT PLEASANT MILLS, PA OFFICE
Office: (570) 539–2758 ext. 7001
Toll Free: (888) 499-2762 ext. 7001

VINCE PANARELLO

INSURANCE ADVISOR
BRANCH MANAGER
GARNET VALLEY, PA OFFICE
Office: (484) 301-3292

SUSAN WINTER

SENIOR COMMERCIAL LINES CUSTOMER SERVICE REPRESENTATIVE
Office: (717) 898-5982 ext. 1014
Toll Free: (888) 499-2762 ext. 1014

TINA PARAVISIN-GRAHAM

INSURANCE ADVISOR
ELKINS PARK, PA OFFICE
Office: (215) 298-9398 ext. 4000
Toll Free: (888) 499-2762 ext. 4000
Circle Ins. Direct: (215) 288-0800



JEFF GRADY

INSURANCE ADVISOR
MOORESTOWN, NJ OFFICE
Direct: (856) 955-0100
Toll Free: (888) 499-2762 ext. 8001
Mobile: (267) 760-7979

JOON KIM

INSURANCE ADVISOR
ELKINS PARK , PA OFFICE
Mobile: (267) 918-1887
Toll Free: (888) 499-2762 ext. 4003

MICHAEL TIERNEY

INSURANCE ADVISOR
DIRECTOR OF TRANSPORTATION INSURANCE
ELKINS PARK, PA OFFICE
Trucking Division (267) 752-3262

LINDA PUNTURIERO-McVEY

INSURANCE ADVISOR
MOORESTOWN, NJ OFFICE
Office: (856) 499-5191 ext. 3003
Toll Free: (888) 499-2762 ext. 3003

BEN KANG

INSURANCE ADVISOR
ELKINS PARK, PA OFFICE
Mobile: (267) 634-5144
Office: (215) 298-9398

JONATHAN BECKER

INSURANCE ADVISOR
ELKINS PARK, PA OFFICE
Office: (215) 298-9398 ext. 4004
Toll Free: (888) 499-2762 ext. 4004
Mobile: (267) 666-4538

ROBERT CORAN

INSURANCE ADVISOR
ELKINS PARK, PA OFFICE
Office: (215) 298-9398 ext. 4001
Toll Free: (888) 499-2762 ext. 4001
Mobile: (215) 530-7500

FLOYD REYNOLDS

INSURANCE ADVISOR
MOORESTOWN, NJ OFFICE
Mobile: (609) 440-0437

Paul Brown

Insurance Advisor
Elkins Park, PA Office
Mobile: (215) 264-3394
Office (215) 298-9398 EXT. 4008

KAREN TRIFILETTI

Insurance advisor
Elkins Park , PA Office
Office: (717) 898-5982

EMILY ABRAMS

CUSTOMER SERVICE REPRESENTATIVE
LANCASTER, PA OFFICE
Office: (717) 898-5982 ext. 6201
Toll Free: (888) 499-2762 ext. 6201

KELCIE MYERS

CUSTOMER SERVICE REPRESENTATIVE
MOORESTOWN, NJ OFFICE
Direct: (856) 955-0101
Office: (856) 499-5191 ext. 8002
Toll Free: (888) 499-2762 ext. 8002

DENETTE CAMPBELL

CUSTOMER SERVICE REPRESENTATIVE
PHILADELPHIA, PA OFFICE
Office: (717) 898-5982 ext. 2000
Toll Free: (888) 499-2762 ext. 2000

THERESA RUANE

CUSTOMER SERVICE REPRESENTATIVE
GARNET VALLEY, PA OFFICE
Office: (484) 301-3292 ext. 5123
Toll Free: (888) 499-2762 ext. 5123

STACEY ECKENRODE

CUSTOMER SERVICE REPRESENTATIVE
EBENSBURG, PA OFFICE
Office: (814) 615-7992 EXT. 9002
Toll Free: (888) 499-2762 ext. 9002

ADAM ASHURST

CUSTOMER SERVICE REPRESENTATIVE
EBENSBURG, PA OFFICE
Office: (814) 615-7992, EXT. 9003
Toll Free: (888) 499-2762 ext. 9003

LISA FMURA 

CUSTOMER SERVICE REPRESENTATIVE
ALTOONA, PA OFFICE
Office: (814) 979-1480 EXT. 9102
Toll Free: (888) 499-2762 ext. 9102

Heather Werdt

CUSTOMER SERVICE REPRESENTATIVE
Elkins Park, PA OFFICE
Office: (215) 298-9398 ext. 4102
Toll Free: (888) 499-2762 ext. 4102

ALLY BATOT

CUSTOMER SERVICE REPRESENTATIVE
ELKINS PARK, PA OFFICE
Office: (215) 298-9398 ext. 4101
Toll Free: (888) 499-2762 ext. 4101

Nikki Gebhart

CUSTOMER SERVICE REPRESENTATIVE
MT PLEASANT MILLS, PA OFFICE
Office: (570) 539–2758 ext. 7002
Toll Free: (888) 499-2762 ext. 7002

Kelsey Stemler Dietz

CUSTOMER SERVICE REPRESENTATIVE
MT PLEASANT MILLS, PA OFFICE
Office: (570) 539–2758 ext. 7003
Toll Free: (888) 499-2762 ext. 7003

Marcy Korn

PBX Operator
Customer Service Representative

Toll Free: (888) 499-2762 ext. 3004

MIGUEL CASTANEDA

CORNERSTONE INVESTMENTS
Mobile: (215)-857-9241 
Toll Free: (888) 499-2762 ext. 6000

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We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
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