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Business Insurance

Don't leave everything to chance; keep yourself protected with an insurance

Business Insurance Provided By Our Agency

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption. Without proper coverage, the losses from entrepreneurial risks can be devastating financially and in terms of what you lose out on personally.

Business Owners Insurance

Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.

Workers Compensation Insurance

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.

Cyber Liability Insurance

Your networks and data are the lifeblood of your business. From your brand reputation to an employee and their financial data, cyber attacks are increasing in their frequency and their intensity.

General Liability Insurance

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.

Commercial Auto Insurance

As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.

Commercial Umbrella Insurance

You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits ...

Employment Practices Liability Insurance

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, etc.

Error & Omissions Insurance

Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.

Directors & Officers
Liability Insurance

In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, etc present increased risk...

Commercial Property Insurance

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.

Crime Insurance

From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks.

Builders Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.

Liquor Liability Insurance

Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.

Surety Bonds

To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.

Inland Marine Insurance

As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products when transported over land.

Environmental Insurance

Today, greater risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.

System Breakdown Insurance

Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood, and other external risks.

Key Person Life Insurance

Most maturing small businesses have a core group of key individuals who are absolutely essential to the profitable operation of the company.

Fiduciary Liability Insurance

Fiduciary liability insurance protects individuals or entities who oversee employee benefit plans from claims they mismanaged those plans in breach of their fiduciary duty.

Special Events Insurance

Whether you’re an event planner, marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you’re sued over the property damage, etc.

Captive Insurance Management

Captive Insurance helps you take control of your insurance: reduce your costs and tailor coverage to your specific needs.

Brewery Insurance

The brewing industry is growing. With growth comes risk, including potential business interruptions due to equipment breakdown, contamination costs and product recalls.

Child Day Care Center Insurance

The daycare industry continues to grow these days as more and more families move to become two-income households.

Contractors Insurance

“What is renters insurance?” is a fair question, but a better question might be, “Why should I have renters insurance?”

Condo Association Insurance

Most businesses will need condo building insurance. This protects your office from any unexpected events like a fire.

Auto Repair Shop Insurance

Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.

Landscaping
Insurance

As a landscaper, you’re dealing with more than just inclement weather and slow seasons.

Manufacturer Insurance

From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running.

Medical Office Insurance

Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high cost risks and more.

Non Profit Insurance

Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin.

Property Manager Insurance

A rental disagreement or damaged tenant property could have serious financial consequences. Protect your business with property manager insurance.

Restaurant Insurance

Don’t let your snowy adventures get cut short because you didn’t get the right coverage for your winter fun!

Winery & Vineyard Insurance

Owning and operating a winery can be just as complex as your boldest reds. And in your line of work, you face a lot more risks than you may know.

Retail Business Insurance

Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise.

Wholesaler Business Insurance

The Wholesaler & Distributor industry comes with numerous complex risks.

Church Insurance

Churches, synagogues, mosques and temples are much more than just buildings.

Farm Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.

Fitness Studio Insurance

A fire at your Gym/Fitness Center or a lawsuit from a weight-lifting injury could devastate your small business.

Golf Course Insurance

Golf course insurance is a type of business insurance specially designed to cover the needs of a golf course.

International Business Insurance

If you have trouble paying for out-of-pocket Medicare expenses, you can get supplemental coverage.

HVAC Contractor Insurance

What does retirement mean to you? You might look forward to time with your grandchildren and a favorite hobby.

Security Guard Insurance

Why consider an IRA? Even if you have other retirement options through work, like a pension or 401(k).

Plumbing Contractors Insurance

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors.

Electrical Contractor Insurance

Working on electrical systems, whether in a home or at a business, can be dangerous.

Fire Protection Contractor Insurance

Your potentially life-saving work as a fire protection contracting company is depended on by occupants of warehouses, manufacturing plants, office buildings, hospitals and residential homes and apartment buildings to name just a few.

Auto Dealer Insurance

Between managing inventory, maintaining workplace safety and delivering superior customer service, running your business can be demanding.

Fleet Insurance

Fleet auto insurance provides coverage for business autos you own in addition to personal, non-owned, or hired autos used for your business.

Professional Services Insurance

As a professional services firm, you are constantly at risk of being sued over services you’ve performed. Even if a lawsuit has no merit, defending against it can be costly.

Real Estate Investor Insurance

Real estate investing is rewarding however like all other investments it has some risks.

Educational Institutes Insurance

Educational institutes are the foundation of a thriving community. And we know how complex and demanding managing any institution can be!

Technology Company Insurance

Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back.

Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.

Lets know more about Business Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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Get Personalized Insurance

We extend coverage to individuals and businesses in
Pennsylvania, New Jersey, and Florida.

Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539-2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992

Business Insurance