Keeping you covered

Business Insurance by Cornerstone Agency Services

Don't leave everything to chance; keep yourself protected with an insurance

40+ years in serving people

100% customer satisfaction

20 knowledgeable advisors to help you

85+ coverage options to choose from

Business Owners Insurance

Business Insurance provided by Cornerstone Agency Services .

You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Cornerstone Agency Services will assess your business and provide cost-effective solutions that keeps your business protected.

Business Owners Policy
Business Owners Insurance

Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.

 
Workers Compensation
Workers Compensation Insurance

Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses. 

 
Cyber Liability
Cyber Liability Insurance

Your networks and data are the lifeblood of your business. From your brand reputation to employee and financial data, cyber attacks are increasing in their frequency and their intensity.

General Liability 1
General Liability Insurance

General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage. 

 
Business Auto Insurance
Commercial Auto Insurance

As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. 

 
 
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Commercial Umbrella Insurance

You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.

 
Employment Practice Liability Insurance
Employment Practices Liability Insurance

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, wrongful termination, or discrimination.

 
Error Ommission
Error & Omissions Insurance

Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.

Directors Officers Liability
Directors & Officers Liability Insurance

In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, vendors, competitors, suppliers, regulators, and creditors, present increased risk for companies across all industries.

Commercial Property Insurance
Commercial Property Insurance

The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse. 

 
 
Crime Insurance
Crime Insurance

From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks. 

 
Builders Risk Insurance
Builders Risk Insurance

Because every construction project is unique, each builder’s risk policy is different.

 
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Liquor Liability Insurance

Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.

 
Surety Bonds
Surety Bonds

To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.

 
 
Inland Marine Insurance
Inland Marine Insurance

Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land

Environmental Insurance 1
Environmental Insurance

Today, greater  risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.

System Breakdown Insurance
System Breakdown Insurance

Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood and other external risk. 

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Key Person Life Insurance

Most maturing small businesses have a core group of key individuals who are absolutely essential to the profitable operation of the company.

 
Fiduciary Insurance
Fiduciary Liability Insurance

Fiduciary liability insurance protects individuals or entities who oversee employee benefit plans from claims they mismanaged those plans in breach of their fiduciary duty.

 
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Special Events Insurance

Whether you’re an event planner, marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you’re sued over the property damage, accidents, or injuries that crash your party.

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Captive Insurance Management

Captive Insurance helps you take control of your insurance: reduce your costs and tailor coverage to your specific needs.

Commercial Flood Insurance
Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.

Brewery Insurance
Brewery Insurance

The brewing industry is growing. With growth comes risk, including potential business interruptions due to equipment breakdown, contamination costs and product recalls.

 
Child Care Centre Insurance
Child Day Care Center Insurance

The daycare industry continues to grow these days as more and more families move to become two-income households.

Contractor Insurance
Contractors Insurance

Client lawsuits are more common than you think; it’s estimated that 43% of small business owners have reported being threatened with or involved in a civil lawsuit.

Condo Building Insurance
Condo Association Insurance

Most businesses will need a condo building insurance. This protects your office from any unexpected events like fire..

Garage Repair Insurance
Auto Repair Shop Insurance

Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.

Landscaping Insurance
Landscaping Insurance

As a landscaper, you’re dealing with more than just inclement weather and slow seasons.

 
Manufacturer Insurance
Manufacturer Insurance

From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running.

 
Medical Office Insurance
Medical Office Insurance

Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high cost risks and more.

 
Non Profit Insurance
Non Profit Insurance

Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. 

 
 
Property Manager Insurance
Property Manager Insurance

A rental disagreement or damaged tenant property could have serious financial consequences. Protect your business with property manager insurance.

 
 
Restaurant Insurance
Restaurant Insurance

Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. 

 
Winery Insurance
Winery & Vineyard Insurance

Owning and operating a winery can be just as complex as your boldest reds. And in your line of work, you face a lot more risks than you may know — from the grape growing and harvesting to balancing the books to the legal liabilities that come with serving alcohol.

 
Dealership Insurance
Auto Dealer Insurance

Between managing inventory, maintaining workplace safety and delivering superior customer service, running your business can be demanding. 

 
Retail Business Insurance
Retail Business Insurance

Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise. 

Business Auto Insurance
Fleet Insurance

Fleet auto insurance provides coverage for business autos you own in addition to personal, non-owned, or hired autos used for your business. 

 
Business Owners Insurance
Professional Services Insurance

As a professional services firm, you are constantly at risk of being sued over services you’ve performed. Even if a lawsuit has no merit, defending against it can be costly.

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Church Insurance

Churches, synagogues, mosques and temples are much more than just buildings. 

 
Wholesale Business Insurance
Wholesaler Business Insurance

The Wholesaler & Distributor industry comes with numerous complex risks.

 
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Farm Insurance

Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in. 

 
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International Business Insurance

In today’s increasingly globalized economy, businesses of all sizes often find themselves working beyond the borders of the United States.

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Plumbing Contractors Insurance

Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors.

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Fitness Studio Insurance

A fire at your Gym/Fitness Center or a lawsuit from a weight-lifting injury could devastate your small business.

 
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Golf Course Insurance

Golf course insurance is a type of business insurance specially designed to cover the needs of a golf course. 

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HVAC Contractor Insurance

In an industry that works extensively on ventilation systems inside different residential and commercial properties, each project presents a varying risk level.

 
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Security Guard Insurance

Security guards are the thin line between order and chaos. They need to put themselves in harms way every day, all so that their client’s security is ensured. 

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Real Estate Investor Insurance

Real estate investing is rewarding however like all other investments it has some risks. 

 
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Electrical Contractor Insurance

Working on electrical systems, whether in a home or at a business, can be dangerous. 

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Fire Protection Contractor Insurance

Your potentially life-saving work as a fire protection contracting company is depended on by occupants of warehouses, manufacturing plants, office buildings, hospitals and residential homes and apartment buildings to name just a few. 

 
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Educational Institutes Insurance

Educational institutes are the foundation of a thriving community. And we know how complex and demanding managing any institution can be!

 
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Technology Company Insurance

Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back.

 

Lets know more about Business Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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