Don't leave everything to chance; keep yourself protected with an insurance
You’ve taken a big risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We at Cornerstone Agency Services will assess your business and provide cost-effective solutions that keeps your business protected.
Most businesses will need a business owner’s policy (BOP). A BOP combines business property, business liability and business income insurance in one policy.
Workers’ compensation insurance covers medical costs and lost wages for work-related injuries and illnesses.
Your networks and data are the lifeblood of your business. From your brand reputation to employee and financial data, cyber attacks are increasing in their frequency and their intensity.
General liability insurance protects you and your business from “general” claims involving bodily injuries and property damage.
As a businessowner, you need insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel.
You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.
Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, wrongful termination, or discrimination.
Mistakes happen. But even an innocent error on your part could lead to a client bringing a lawsuit against you for negligence.
In today’s complex operating environment, D&O claims brought by stakeholders such as shareholders, customers, vendors, competitors, suppliers, regulators, and creditors, present increased risk for companies across all industries.
The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse.
From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks.
Because every construction project is unique, each builder’s risk policy is different.
Serving alcohol at a special event or owning a business that serves alcohol always involves an element of risk.
To run your business, you need guarantees for contracts and other financial obligations. A surety bond is a promise to be liable for the debt, default, or failure of another.
Don’t let the term “inland marine” confuse you. As opposed to “marine insurance,” which covers products when transported over water, inland marine insurance covers products, materials and equipment when transported over land
Today, greater risk exposure is coming from environmental liabilities that are likely not insured under standard liability insurance and property programs.
Commercial property insurance protects your business against equipment and machinery being damaged by fire, flood and other external risk.
Most maturing small businesses have a core group of key individuals who are absolutely essential to the profitable operation of the company.
Fiduciary liability insurance protects individuals or entities who oversee employee benefit plans from claims they mismanaged those plans in breach of their fiduciary duty.
Whether you’re an event planner, marketing agency, or just a family throwing an elaborate wedding, special event insurance can step in when you’re sued over the property damage, accidents, or injuries that crash your party.
Captive Insurance helps you take control of your insurance: reduce your costs and tailor coverage to your specific needs.
Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this important coverage.
The brewing industry is growing. With growth comes risk, including potential business interruptions due to equipment breakdown, contamination costs and product recalls.
The daycare industry continues to grow these days as more and more families move to become two-income households.
Client lawsuits are more common than you think; it’s estimated that 43% of small business owners have reported being threatened with or involved in a civil lawsuit.
Most businesses will need a condo building insurance. This protects your office from any unexpected events like fire..
Local drivers depend on you for quality auto repair service to get them back behind the wheel fast. Any number of events can threaten your day-to-day operation.
As a landscaper, you’re dealing with more than just inclement weather and slow seasons.
From regulatory compliance issues to equipment breakdowns to damage to your buildings, vehicles or goods, we can help minimize common manufacturing exposures and keep your business running.
Medical facilities are susceptible to liability lawsuits, property damage, and cyberattacks. Medical office insurance can protect your small business from these high cost risks and more.
Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin.
A rental disagreement or damaged tenant property could have serious financial consequences. Protect your business with property manager insurance.
Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them.
Owning and operating a winery can be just as complex as your boldest reds. And in your line of work, you face a lot more risks than you may know — from the grape growing and harvesting to balancing the books to the legal liabilities that come with serving alcohol.
Between managing inventory, maintaining workplace safety and delivering superior customer service, running your business can be demanding.
Whether they come to you for clothing, pet food or auto parts, your customers depend on your store for products and expertise.
Fleet auto insurance provides coverage for business autos you own in addition to personal, non-owned, or hired autos used for your business.
As a professional services firm, you are constantly at risk of being sued over services you’ve performed. Even if a lawsuit has no merit, defending against it can be costly.
Churches, synagogues, mosques and temples are much more than just buildings.
The Wholesaler & Distributor industry comes with numerous complex risks.
Farm and ranch owners insurance is dual coverage that protects your operation and the home that you live in.
In today’s increasingly globalized economy, businesses of all sizes often find themselves working beyond the borders of the United States.
Plumbing insurance gives protection against a wide variety of risks routinely faced by plumbers and plumbing contractors.
A fire at your Gym/Fitness Center or a lawsuit from a weight-lifting injury could devastate your small business.
Golf course insurance is a type of business insurance specially designed to cover the needs of a golf course.
In an industry that works extensively on ventilation systems inside different residential and commercial properties, each project presents a varying risk level.
Security guards are the thin line between order and chaos. They need to put themselves in harms way every day, all so that their client’s security is ensured.
Real estate investing is rewarding however like all other investments it has some risks.
Working on electrical systems, whether in a home or at a business, can be dangerous.
Your potentially life-saving work as a fire protection contracting company is depended on by occupants of warehouses, manufacturing plants, office buildings, hospitals and residential homes and apartment buildings to name just a few.
Educational institutes are the foundation of a thriving community. And we know how complex and demanding managing any institution can be!
Imagine the possibilities! Whether you’re a technology product company with an idea, or IT Contractor, we’ve got your back.
It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
We extend coverage to individuals and businesses in Pennsylvania, New Jersey, and Florida.
Lancaster (717) 898-5982
Moorestown (856) 499-5191
Elkins Park (215) 298-9398
Philly (267) 678-1705
Tampa (813) 330-5707
Mt Pleasant Mills (570) 539-2758
Garnet Valley (484) 301-3292
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