Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
Union Bay - Cornerstone Co-Branded Logo-fotor

5 Astounding Ways You Can Save Money on Your Insurance

Insurance is often considered an option to secure your future. There are multiple insurance policies today that have proven beneficial to several people. But without reading the fine print or having adequate information, these insurance policies can usually burn a hole in some people's pockets, resulting in people dissuading from purchasing an insurance policy. This blog will highlight 5 astounding facts about insurance policies that could help you save a lot on your finances. 

  • Your home insurance policy may cover volcano and meteor damage

Most of us wish to own a place in Hawaii and enjoy the sun and surf. But did you know that Hawaii is prone to many volcanic eruptions? If you are worried about obtaining insurance even in these situations, you need not worry! Your home insurance policy may cover damage caused by a volcanic eruption. Not just this, if your home gets damaged due to a meteor rock, your home insurance policy will probably cover that as well. Therefore, it is best to consult your insurance provider today and find out the details of your insurance policy. So, if you wish to recover from the losses caused to your home, ensure that you have adequate insurance and are well informed about your insurance policy. 

  • Limit your visits to the emergency room to lower your healthcare costs

While our health should be kept as a priority and consulting our health care professionals regularly is advisable, one need not visit an emergency room regularly. According to Debt.org, “it is predicted that more than $18 billion might be saved annually if those whose medical issues are considered “avoidable” or ‘non-urgent’ used primary or preventive healthcare rather than relying on emergency rooms for their medical requirements.”

  • Your Home insurance may prohibit your dog

Many of us wish to have a little furry friend in our lives. They bring immense comfort and joy into our lives. Some of us can’t even imagine our lives without our pets. But are you aware that your home insurance policy may prevent you from having certain breeds of dogs as a pet? The reason cited is that they could cause potential problems for the general public. According to the Centers for Disease Control and Prevention, around 4.5 million people are bitten by dogs yearly, with approximately 20% requiring medical care. Some breeds excluded from this list include Akitas, Mastiffs, Pitbulls, and even Rottweilers! But once again, you need not worry. You could sign up for an adequate pet insurance policy that will provide coverage for your pet, though you would have to ensure that you agree to the terms and conditions laid out in the policy!

  • Male teenagers may pay more for car insurance

Parents have to incur various costs for their children, which increase as the kids get older. As your child enters college, there are multiple expenditures parents have to cater to besides tuition fees. One of these expenses is auto insurance.But did you know that your insurance premiums for having a driver’s permit may rise? According to Insurance.com, "a parent adding a male youngster to their insurance may expect their new cost to be as high as $6,186, and in some cases, 227% more than insuring an adult driver alone," So, the next time you get auto insurance, Ensure you agree to the insurance prices and other terms.

In conclusion, various policies come with their own benefits. It is vital to thoroughly review your insurance policy to ensure you are fully aware of all it entails. If you are still worried that there may not be a suitable insurance policy for you, think again! Some policies cover almost every aspect of our lives, from our hair to our feet! This blog has just provided you with 5 reasons why you can save money on your insurance policies. Additionally, you can always contact your insurance provider, who will oblige you with relevant details. Securing your future is a great way to live your stress-free life, and insurance is one way to do that!

Contact Us To Know More

Name(Required)
"By submitting my phone number, I hereby authorize Cornerstone Agency Services, LLC to communicate with me through text messaging."
Consent - Cornerstone Agency Services, LLC Privacy Statement:
This field is for validation purposes and should be left unchanged.

The Unlikely Ways Life Insurance Can Work for You Before Retirement

When most people think of life insurance, they picture it as a safety net for their loved ones after they’re gone. But here’s the twist: life insurance isn’t just a post-retirement plan. It can be a smart, strategic tool to enhance your financial life before considering retiring. Surprised? Let’s explore the unexpected ways life insurance […]

Read More

Holiday Sales Rush? Here's How to Make Sure Your Insurance Keeps Up

The holiday season is the golden hour for many businesses. Customers flock to physical and online stores, eager to snag the best deals. For business owners, it's a time of booming sales, festive vibes, and potential risks? Yes, with the hustle and bustle of the holiday sales rush, it's easy to overlook how important your […]

Read More

The Thrill of the Ride: Safety Tips Every Rider Needs to Know

There's nothing quite like the freedom of hitting the open road on a motorcycle. Every trip is special because of the thrill of the journey, the hum of the engine, and the wind in your hair. But with that freedom comes responsibility. Staying safe on the road isn't just about protecting yourself—it's also about ensuring […]

Read More
We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
© 2024 Cornerstone Agency Services, LLC Designed by Amplispot
Privacy Policy
Get Quality and Affordable Insurance
Get QuoteContact Us
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content